A panoramic view of downtown Austin with skyscrapers and a river at sunset.

Proudly Serving Communities Across Texas

Houston

Texas

Houston

Texas

San Antonio

Texas

San Antonio

Texas

Dallas

Texas

Dallas

Texas

Fort Worth

Texas

Fort Worth

Texas

Austin

Texas

Austin

Texas

Houston Home Loans & Mortgage Refinancing

Flagstone Mortgage offers many loan options, competitive rates and quick closing times to ensure you find the perfect financing solution for your Houston home.

With years of experience in the industry, we understand the unique needs and challenges homeowners in Texas face. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, our team of knowledgeable professionals is dedicated to providing personalized solutions that fit your financial goals. Flagstone Mortgage strives to make the mortgage process seamless and stress-free, helping you achieve your dream of homeownership or saving money through refinancing.

Your Trusted Houston Mortgage Brokers

At Flagstone Mortgage, we take a different approach than other Houston mortgage companies. Instead of solely focusing on rates and pushing you into a decision, we prioritize education and personalized solutions. We believe in using common sense underwriting to ensure your loan is tailored to your specific needs and financial situation.

Whether you're looking for a loan or considering refinancing, we're here to assist you.

Flagstone Vs The Big Box Brokers

We offer unparalleled service and expertise that makes buying your Texas dream home a breeze.

Flagstone Mortgage

  • Lower Competitive Rates
  • Faster Execution Time
  • Highly Knowledgable LOs
  • Combined 85 Years Experience
vs

Big Box Brokers

  • Higher Rates
  • Slower Execution Time
  • Inexperienced LOs
  • Who Knows?

4.9 Stars (50 Reviews)

Hear From Our Customers

Flagstone is fantastic. Darren and Jacqui are prompt, professional, and responsive. Darren has handled two houses for our family and both experiences have been great. Darren saved us money, made the process easy, answered all our questions, and really got the job done. I would recommend... Flagstone is fantastic. Darren and Jacqui are prompt, professional, and responsive. Darren has handled two houses for our family and both experiences have been great. Darren saved us money, made the process easy, answered all our questions, and really got the job done. I would recommend Flagstone without hesitation, and I have.
My wife and I used Flagstone as our brokerage firm for our first home purchase. Darren was extremely personable, professional, knowledgeable, and made the process seamless end-to-end (not to mention everything working out for us better than expected on the lending side). I have recommended them... My wife and I used Flagstone as our brokerage firm for our first home purchase. Darren was extremely personable, professional, knowledgeable, and made the process seamless end-to-end (not to mention everything working out for us better than expected on the lending side). I have recommended them to friends and they have had the same fantastic experience. Highly recommend
Darren Smith was AWESOME!!! Initially I shopped around for lenders, calling at least 5 different companies and he is the only person who seemed to really be interested in my business. And it stayed that way throughout the entire experience. Top priority and speedy communications and... Darren Smith was AWESOME!!! Initially I shopped around for lenders, calling at least 5 different companies and he is the only person who seemed to really be interested in my business. And it stayed that way throughout the entire experience. Top priority and speedy communications and processes. I would happily use Flagstone again and highly recommend them to others!
Darren Smith and the Flagstone Financial team made my recent home purchase a breeze. I felt like I was their priority during the whole process which I can not say about other lenders I've worked with previously. I recommend the Flagstone team for anyone that wants to work with mortgage bankers... Darren Smith and the Flagstone Financial team made my recent home purchase a breeze. I felt like I was their priority during the whole process which I can not say about other lenders I've worked with previously. I recommend the Flagstone team for anyone that wants to work with mortgage bankers that are highly experienced, responsive, and most importantly care about their clients.
Darren is always a pleasure to work with. I have had 3 loans from Flagstone in the past 10 years and I don't bother to shop around as I feel confident that I get the best rate and great service. My realtor said that Flagstone was one of the best lenders he had worked with.
Darren was great! He was very knowledgeable, honest and really simplified the home financing process. He was able to get the mortgage pricing I needed in a very short period of time. Further, he stayed involved with the process through closing and even followed up a couple weeks later. I would... Darren was great! He was very knowledgeable, honest and really simplified the home financing process. He was able to get the mortgage pricing I needed in a very short period of time. Further, he stayed involved with the process through closing and even followed up a couple weeks later. I would recommend his services to anyone.
Darren, Jaqui and the team at Flagstone Mortgage are without a doubt the best in the business. They have done my original loan, the construction loan when we remodeled, and then they got me a lower and lower rate, refinancing several times over the years. Once again, just this week, we bought a... Darren, Jaqui and the team at Flagstone Mortgage are without a doubt the best in the business. They have done my original loan, the construction loan when we remodeled, and then they got me a lower and lower rate, refinancing several times over the years. Once again, just this week, we bought a new home and, as usual, Flagstone made my life so easy. If you're not using Flagstone for financing, you're making a big mistake. Thanks guys, you are awesome....
Darren was very professional and helpful. He was there every step of the way to answer any questions we had during the course of getting our home financed. We had a wonderful experience with Flagstone and will use them again in the future.

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