Hard Money Loans in Houston, TX

A hard money loan is a type of short-term, asset-based financing that is secured by real estate.

What is Hard Money Lending?

Are you a real estate investor struggling to secure traditional bank financing for your next deal? At Flagstone, we understand that time is of the essence when it comes to real estate investments, and that's why we offer hard money loans to help you close quickly.

Our hard money loans are a fast, personalized alternative for borrowers who are unable to secure institutional financing for residential or commercial real estate investments. Unlike traditional bank loans, our loans are primarily based on real estate value, not credit or income. This means that even if you have less-than-perfect credit, you may still be able to qualify for a hard money loan from Flagstone Mortgage.

Don't let a lack of traditional financing options hold you back. Contact Flagstone Mortgage today to learn more about our hard money loan options and how we can help you close your next deal in as little as three to five days.

Houston's Best Hard Money Lender

At Flagstone Mortgage, we understand that securing financing for your real estate investment can be a daunting task. That's why we've streamlined our process to make it as quick and easy as possible.

  1. Apply Online Simply fill out our free online loan application, which takes less than 10 minutes to complete. We'll ask for some basic information about your property and financial situation to determine your eligibility for a loan.

  2. Get Approval After receiving your loan application, our team will review it and provide you with a written offer within 24 hours. We believe in transparency and will disclose all terms in clear, easy-to-understand language.

  3. Loan Funded While most lenders take weeks to fund their borrowers, we understand that time is of the essence when it comes to real estate investments. That's why we strive to fund our borrowers in a matter of days through escrow, with the funds wired directly to you.

  4. Pay Monthly Making your monthly payments is easy and convenient with Flagstone Mortgage. You can choose to pay via mail, phone, or direct deposit.

We're here to make the lending process as simple and stress-free as possible, so you can focus on making your real estate investment a success. Contact us today to learn more about our loan options and get started on your loan application.

Frequently Asked Questions

Q What is a hard money loan?


A hard money loan is a short-term, asset-based loan that uses the value of the property being purchased as collateral instead of the borrower's credit score or financials. At Flagstone Mortgage, we offer hard money loans in Texas that can be used for various business purposes, including investment properties, payroll, inventory, and more.

Q What types of loans do you offer?


We offer hard money loans in Texas for both residential and commercial real estate, and our loans are intended for business purposes only. Our Texas hard money lending may also be used to fund bridge loans for up to 12 months. Contact us to see if we can help with your specific scenario.

Q How do I apply?


Applying for our Texas hard money loans is simple. You can fill out our online form, send us an email, or give us a call. Our team is available to discuss your unique scenario and answer any questions, and we can usually approve you in a matter of minutes.

Q How do I know what my rate will be?


Contact us for a free quote with little information required, and we'll work to offer you the best possible terms for your project.

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