Houston Texas Mortgage Broker

At Flagstone Mortgage, we understand that choosing the right type of mortgage is one of the most important decisions you will make when purchasing a home.

10, 15, 20, 25, 30-Year Fixed Rate Loans

At Flagstone Mortgage, we understand that choosing the right type of mortgage is one of the most important decisions you will make when purchasing a home.

That's why we offer Fixed Rate mortgage loans, which maintain a fixed interest rate for the entire loan life. This means that you can have peace of mind knowing that your monthly mortgage payment will remain the same, regardless of any fluctuations in interest rates.

With a Fixed Rate mortgage loan from Flagstone Mortgage, you can confidently plan your budget, knowing exactly what your mortgage payment will be for the life of the loan.

Conventional Home Loans in Houston

If you're looking for a home loan in Houston, look no further than Flagstone Mortgage.

We offer a variety of conventional home loans to fit your unique needs and budget. Our experienced mortgage professionals will work with you every step of the way, from pre-approval to closing, to ensure a smooth and stress-free experience.

We understand that buying a home is one of the biggest investments you'll make in your lifetime, which is why we strive to provide exceptional customer service and competitive rates. Whether you're a first-time homebuyer or looking to refinance, we have the expertise to help you achieve your homeownership goals.

USDA Loans in Houston

If you're looking to buy a home in Houston, you may want to consider a USDA loan. These loans are backed by the U.S. Department of Agriculture and are designed to help low- to moderate-income borrowers purchase homes in rural areas. While Houston may not be considered a rural area, some eligible areas remain within the city limits.

USDA loans offer competitive interest rates and don't require a down payment, making them an attractive option for many first-time homebuyers. To qualify for a USDA loan, you'll need to meet specific income and credit requirements, and the home you're purchasing must meet specific eligibility criteria. If you want to learn more about USDA loans in Houston, contact Flagstone Mortgage today.

Jumbo Loans in Houston

At Flagstone Mortgage, we understand the unique financial needs of high-net-worth individuals, which is why we offer jumbo loans in Houston.

Our jumbo loans are designed to help you easily finance your dream home, regardless of the loan size. With our competitive interest rates and flexible repayment terms, you can be sure you're getting the best deal possible.

Our experienced professionals will work closely with you to understand your needs and create a customized solution that meets your financial goals. Whether you're looking to purchase a new home or refinance an existing one, we have the expertise and resources to help you achieve your objectives. Contact us today to learn more about our jumbo loans and how we can help you reach your financial goals.

FHA Loans

Obtaining a home loan can be challenging if you're a first-time homebuyer or have limited income. But don't worry, we are here to help! Our FHA loans in Houston are specifically designed to help individuals with less-than-perfect credit or limited down payment funds to qualify for a home loan. By offering more lenient credit requirements and lower down payment options, we aim to make homeownership more accessible for everyone.

Our team of experienced mortgage professionals will guide you through the FHA loan process and help you find the best loan option to suit your unique needs. With our FHA loans, you can make the dream of owning a home a reality.

Don't let financial limitations stop you from achieving your homeownership goals. Contact us today to learn more about our FHA loan options and take the first step toward securing your dream home.

VA Home Loans in Houston

VA home loans are a type of mortgage loan that are available to eligible veterans, active-duty service members, and their surviving spouses. The loans are provided by private lenders but are guaranteed by the Department of Veterans Affairs (VA).

If you're a veteran or active-duty service member, or the surviving spouse of a service member, and you're looking to buy a home in Houston, our team can help. We offer VA home loans that are designed to help eligible individuals and families purchase a home with favorable terms and competitive interest rates.

VA home loans offer several advantages over traditional loans, including no down payment requirement, more flexible credit score requirements, and no private mortgage insurance (PMI) requirement. These benefits can make it easier for veterans and active-duty service members to purchase a home and save money on their monthly mortgage payments.

Our experienced mortgage professionals are here to guide you through the VA loan process and help you find the best loan option for your needs. Contact us today to learn more about our VA home loan options in Houston and take the first step toward homeownership.

Hard Money Lending in Houston

Hard money lending is a financing type typically used for short-term or non-traditional real estate investments. It involves borrowing money from a private lender or investor rather than a traditional bank or mortgage lender. Hard money lenders use the property's value as collateral rather than the borrower's creditworthiness.

At Flagstone Mortgage, we offer hard money lending loans in Houston for investors looking for quick financing solutions. Our hard money loans are designed to fund fix-and-flip projects, new construction, and other real estate investments that may not qualify for traditional financing.

Need help to figure out which home loan is right for you? Contact our team today.

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