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Tips, News and More to Help You Navigate the Mortgage Business

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Co-Borrowers on a Mortgage: What You Need to Know

When applying for a mortgage, adding a co-borrower to your loan can strengthen your application and help you secure...

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Should You Refinance Now? Key Factors to Consider in 2026

With mortgage rates hovering around 6.16% and experts predicting they could fall to approximately 5.9% by year's...

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Reverse Mortgages in Houston: Understanding the Real Pros and Cons

You must be at least 62 years old, own your home, and want to access a portion of your home equity without making...

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Jumbo Loans in Houston: Your Guide to Financing High-Value Properties

The Houston area real estate market has changed rapidly in recent years. Whether searching for mansions in The...

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What's The Average Mortgage Payment in Houston?

The average mortgage payment in Houston is approximately $2,150 per month, based on current home prices, interest...

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Why Do Mortgage Companies Sell Your Loan

You just received a letter saying your mortgage was sold to another company. Your heart drops. Did you do something...

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CPA Letters for Self-Employed Mortgage Applicants

Your tax returns show $68,000 in income because your accountant (correctly) helped you maximize deductions. Your...

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What Is a Non-QM Loan?

What Is a Non-QM Loan? The Straight Answer You've been rejected by your bank. Maybe twice. Your credit score...

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How Much Down Payment Do You Need for a House in Houston?

The down payment required to buy a house in Houston depends on your loan type, credit profile, and financial goals....

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