4.9 out of 5 stars - 50 votes

4.9 Stars (50 Reviews)

houston mortgage brokers

Trusted Mortgage Brokers Serving Katy, TX

Conventional, VA, FHA, Jumbo, and Non-QM Loan Options

Buy Refinance

Award-Winning Mortgage Broker in Katy, TX

Competitive Rates, Super-Fast Closings

10, 15, 20, 25, 30-Year Fixed Rate Loans

At Flagstone Mortgage, we know that selecting the right mortgage is a crucial decision when buying a home in Katy, TX.

That's why we offer Fixed Rate mortgage loans that lock in your interest rate for the entire loan term. This provides peace of mind, ensuring your monthly mortgage payment stays consistent despite any changes in interest rates.

With a Fixed Rate loan from Flagstone Mortgage, you can confidently plan your budget, knowing your mortgage payment will remain stable throughout the life of the loan.

Panoramic view of Austin skyline with bridges and river under a cloudy sky during golden hour.
Aerial view of suburban neighborhood with houses, green lawns, and winding streets under a bright sky.
A family engages with a realtor in a bright, welcoming home setting.
Couple admiring a beautiful suburban home with lush greenery and a welcoming exterior.
Panoramic view of Austin skyline with bridges and river under a cloudy sky during golden hour.

Conventional Home Loans in Katy, TX

If you're searching for a home loan in Katy, TX, Flagstone Mortgage is your trusted partner.

We provide a range of conventional home loans tailored to your unique needs and budget. Our skilled mortgage professionals will support you throughout the process—from pre-approval to closing—to ensure a seamless, stress-free experience.

We recognize that buying a home is one of your largest investments, so we focus on delivering exceptional customer service and competitive rates. Whether you're a first-time buyer or refinancing, our expertise will help you achieve your homeownership goals.

Aerial view of suburban neighborhood with houses, green lawns, and winding streets under a bright sky.

USDA Loans in Katy, TX

If you're considering buying a home in Katy, TX, USDA loans may be a great option. These loans, backed by the U.S. Department of Agriculture, help low- to moderate-income borrowers purchase homes in eligible rural areas. While Katy is a growing city, certain qualifying areas remain eligible for USDA loans.

USDA loans offer competitive interest rates and require no down payment, making them attractive for many first-time buyers. To qualify, you must meet specific income and credit criteria, and the home must meet eligibility standards. Contact Flagstone Mortgage today to learn more about USDA loans in Katy, TX.

A family engages with a realtor in a bright, welcoming home setting.

Jumbo Loans in Katy, TX

At Flagstone Mortgage, we understand the financial needs of high-net-worth individuals in Katy, TX, which is why we offer jumbo loans tailored to you.

Our jumbo loans help you finance your dream home regardless of loan size. With competitive rates and flexible terms, you can trust you're getting the best deal.

Our experienced team will work with you to create a customized plan that meets your financial goals. Whether purchasing or refinancing, we have the expertise to support your objectives. Contact us today to learn more about jumbo loans in Katy, TX.

Couple admiring a beautiful suburban home with lush greenery and a welcoming exterior.

FHA Loans

Buying a home can be challenging for first-time buyers or those with limited income. At Flagstone Mortgage, our FHA loans in Katy, TX are designed to help individuals with less-than-perfect credit or limited down payments qualify for a mortgage. With more flexible credit requirements and lower down payments, we make homeownership accessible.

Our knowledgeable mortgage professionals will guide you through the FHA loan process and help find the best loan for your needs. With FHA loans, you can turn your dream of owning a home into reality.

Don't let financial hurdles stop you. Contact us today to learn more about FHA loans in Katy, TX and take the first step toward your new home.

American flag waving against a blue sky with fluffy clouds, symbolizing patriotism and national pride.

VA Home Loans in Katy, TX

VA home loans are mortgage loans available to eligible veterans, active-duty service members, and their surviving spouses. These loans are issued by private lenders but guaranteed by the Department of Veterans Affairs (VA).

If you are a veteran, active-duty service member, or surviving spouse looking to buy a home in Katy, TX, our team can assist you. We offer VA home loans with favorable terms and competitive rates tailored for eligible individuals and families.

VA loans provide benefits such as no down payment, flexible credit score requirements, and no private mortgage insurance (PMI). These advantages make homeownership more affordable for veterans and service members.

Our experienced mortgage specialists will guide you through the VA loan process and help you find the best option. Contact us today to learn more about VA home loans in Katy, TX and start your journey to homeownership.

Waving American flag against a blue sky with white clouds, symbolizing patriotism.

Hard Money Lending in Katy, TX

Hard money lending is a financing option typically used for short-term or non-traditional real estate investments. It involves borrowing from private lenders or investors instead of traditional banks. Hard money loans use the property's value as collateral rather than relying on the borrower's credit.

At Flagstone Mortgage, we offer hard money loans in Katy, TX for investors seeking quick financing solutions. These loans are ideal for fix-and-flip projects, new construction, and other investments that may not qualify for conventional financing.

Need help deciding which home loan fits you best?

Try our free Katy, TX Mortgage Calculator.

Contact Our Team

Mortgage Lenders in Katy, TX

If you're planning to buy a home in Katy, TX, you might wonder where to start. One of the key steps is finding a mortgage lender you can trust. At Flagstone Mortgage, we understand the importance of this decision and are here to guide you through the process.

As a local mortgage lender in Katy, TX, we have deep knowledge of the area housing market and offer personalized service to help you find the right loan for your unique situation. We provide various loan options, including conventional, FHA, VA, and jumbo loans, ensuring you get the best fit for your needs and budget.

We also provide tools and resources to support your decision-making during the home-buying journey. Our online mortgage calculator helps estimate your monthly payments, and our expert loan officers are available to answer your questions.

At Flagstone Mortgage, we believe communication is essential for a successful home-buying experience. We'll keep you informed throughout the process and are always ready to assist. We're committed to excellent customer service and dedicated to helping you achieve your homeownership dreams.

Ready to take the first step toward buying your dream home in Katy, TX? Contact Flagstone Mortgage today. Our expert team is here to make your home-buying journey smooth and stress-free.

As a local mortgage lender in Texas, we understand the Texas housing market and provide personalized service to find the right loan for your needs. We offer conventional, FHA, VA, and jumbo loans to fit your budget.

Our online mortgage calculator helps estimate your monthly payments, and our experienced loan officers are ready to answer your questions.

At Flagstone Mortgage, communication is key to a successful home-buying experience. We'll keep you updated throughout the process and are available to answer your questions anytime. We are committed to excellent customer service and helping you reach your homeownership goals.

If you're ready to start buying your dream home in Texas, contact Flagstone Mortgage today. Our team is here to make your experience smooth and stress-free.

FAQs About Money Lending in Katy, TX

What types of conventional home loans does Flagstone Mortgage offer in Houston?
Flagstone Mortgage offers a variety of conventional home loans in Houston to fit your unique needs and budget. You can contact them directly to learn more about the specific loan programs that are available.
What is a jumbo loan, and how is it different from other types of home loans?

A jumbo loan is a type of home loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. In Houston, jumbo loans are often used to finance high-value homes or luxury properties. Jumbo loans typically have higher interest rates and more stringent requirements than conventional loans.

What types of conventional home loans does Flagstone Mortgage offer in Katy, TX?

To qualify for a USDA loan in Houston, you'll need to meet certain income and credit requirements, and the home you're purchasing will need to meet certain eligibility criteria. The USDA has designated certain rural areas within Houston that are eligible for these loans.

What are the advantages of VA home loans, and who is eligible to apply for them in Houston?
Flagstone Mortgage offers a variety of conventional home loans in Katy, TX tailored to your unique needs and budget. Contact us directly to learn more about the specific loan programs available in the area.

Contact Us