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Learning Center

Learn How Texas Mortgages Work and Explore Your Options

Speak With A Loan Officer

Featured Resources

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Frequently Asked Questions

FAQs
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Texas Loan Process

Texas Home Loan Process
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Texas Mortgage Options

Loans
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Tips For Getting Approved

Conventional Home Loan Help
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What is Escrow on a Mortgage?

Escrow
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What is a HELOC in Texas?

HELOC
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How To Qualify for an FHA

Learn about FHAs
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Different Types of FHAs


Types of FHAs
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What's The Average Mortgage Payment in Houston?

The average mortgage payment in Houston is approximately $2,150 per month, based on current home prices, interest...

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Why Do Mortgage Companies Sell Your Loan

You just received a letter saying your mortgage was sold to another company. Your heart drops. Did you do something...

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CPA Letters for Self-Employed Mortgage Applicants

Your tax returns show $68,000 in income because your accountant (correctly) helped you maximize deductions. Your...

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What Is a Non-QM Loan?

What Is a Non-QM Loan? The Straight Answer You've been rejected by your bank. Maybe twice. Your credit score...

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How Much Down Payment Do You Need for a House in Houston?

The down payment required to buy a house in Houston depends on your loan type, credit profile, and financial goals....

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How to Get a Second Mortgage in Houston

A second mortgage in Houston can be a smart financial tool to unlock your home's equity without disturbing your...

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Texas Jumbo Mortgage Loans

Texas 2025 jumbo loans are mortgages exceeding $806,500, which exceeds the FHFA’s conforming cap and are not...

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Private Mortgage Insurance in Houston, TX

Private mortgage insurance (PMI) is an insurance policy required on most conventional home loans when your down...

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Getting a Mortgage When Self-Employed

When you work for yourself, getting a mortgage can seem intimidating. Lenders have stricter eligibility requirements...

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Free Mortgage Calculator

At Flagstone Mortgage, we understand that estimating your mortgage payments can be a daunting task. That's why we offer a free calculator to help you get an idea of what your payments may be. However, it's important to note that the actual payments may differ from what the calculator quotes.

Mortgage Calculator




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